We Need Building/ Home Insurance

I've got mail this morning , a very interesting mail from our solicitor. Finally we've come to the final stage of purchased, the contract signing..=) I read a few details of the contract and I'm quite happy of everything, just have to wait for my hunny so we could both review the contract, sign it and post back. We still have one more thing to do to finalise our purchased as mandatory when you buy a property here in the UK (I supposed most countries). With so many Insurance companies here in the UK I'm sure we have a lot of options to compare and get the best deal. Home insurance is necessary and as such most mortgage lenders insist that you get building insurance before they approve the mortgage. We can't be sure of everything this days, burglars or even accident like fire which we don't usually expect to happen. This is the most expensive purchased I got in my whole life so it need or I need to be insured..right?

Mind you when we applied for our house mortgage it wasn't just a building insurance we are asked and offered to get, there's Life insurance, content insurance, Critical illness, and many more I can't remember now..toink!hehe.. Anyway apart from that we were also asked to get Mortgage Protection which we both thought a very sensible policy to get. With this insurance if in case we have accident or something happen to us or one of us  (huwag naman sana) that will disable us to continue working, we are still protected as this will continue paying our mortgage maximum 5 years we are out of work. Isn't it brilliant?  

Anyhow back to finding house insurance, here are some Insurance companies I browsed MoneySupermarket , GoCompare, Meerkat . Aviva  and many more. Please feel free to click and get some information in here if you are looking for Home Insurance like me. One of the insurance offers a free meerkat toy..guess what?hehe... Hope we could decide soon ourselves and get the best policy that suits us.. To God be the Glory!!

Getting Our Own House

Slowly, life seems to fall into place for us. Things are getting on as what we prayed and wanted it to be. Thanks to our one great God who is always there ever since hunny and I started our journey together. First in crossing our way and made us fell in love with each other, nourishing our relationship on those times that we are apart, being with us all through the visa application for us to be together, our wedding plans, our wedding day, starting our marriage life and a wonderful parents in law. Haay my blessings are countless, Thank you my Lord for everything.. And another blessing you gave us (don't wanna mention what at the moment though), I know I can do this and I promise that I'll give my best on this thing. We are planning to get our own house soon, so we are now starting to look for it. We are just currently living with my PIL, would be nice to have our own house soon (excited). That means I would be surely busy and I would certainly say I'm a certified wifey if so. haha.. I mean bcos I'll be managing our own house, budget, cook, do the gardening and in God's good time be a MUM!whew! but not at the moment.. Anyways I was looking online for a perspective house for us this afternoon. Our guidelines or preferences would be, 2-3 bedroom house, semi/detached, off road parking, decent size rooms, nice bathroom, decent size kitchen, not so much work to do int he house (decorations) and of course a nice, spacious garden and in a guide price of £120k-£140 and near to my potential work place. We've spotted 2 properties while we were looking this afternoon. This one's  my choice and this one's my hunny's choice. I like mine cos it has nice kitchen and spacious garden. Hopefully we could find the right house for us that we could call home. Settle things and live a simple life together. Love to think of it..Oh I still have to organise my  hunny's birthday party 2 weeks from now, any idea guys?Please feel free to give me advice..Cheers! Goodnight, have a nice week!